Q1-1. Do you think investment is necessary? If so, when is the appropriate period you must do?
I think investment is necessary. All people have to do something whatever the investment way is.
Considering inflation, savings and installment savings are negative. I mean, we need to invest stocks. Although I don't know much about stocks and economy, I'm investing in ETF. I think it is better than only saving money or open installment savings.
Q1-2. How big portion of investing is tolerable?
It depends on the person. In my case, I'm a quite Risk-taker person. and I organize my money plan. It's not a big deal. I just think how to plan ahead my money. I always keep a financial ledger. I use google spreadsheet tool.
Recently, I decided to recognize my portfolio. It hasn't finished yet.
First, I've calculated the income I'll earn by this year. I divided into three ways : cash(savings), pensions, and stock. and set the ratio for each item. Stock is 60%, cash(savings) is 32% and the last one, pension is 8%.
I put aside little amount of money every month in installment saving plan. and I try to save as much money as I can. I'm well aware that not spending money is the best way to manage my money.
I'll have to start studying of ways to invest it if I want to see it grow.
Q2-1. What type of investor you think you are?
Q3. If you are good with telling what type of investor you are, please identify the mothodology you are using.
Q4. Let say your darling failed with the investment. He/She lost most of their cash through their investment.
In that case, what is your reaction? (You are in a quite sincere relation.)
Q5. What do you guys think the most soundest investment method is?
I think that investing stocks is a good way. I hope people who invest in stocks at least study.
Q6. What activity/experience is memorable in your life to enhance your self-development?