I came across this article: https://yourukguide.co.uk/what-are-white-label-merchant-services-a-guide-for-growing-brands/
and it explains well how white label merchant services help brands. In short, you use a third-party payment infrastructure but keep your own branding. It’s faster to launch, cost-effective, and builds customer trust. The main perks are scalability, lower risks, and consistent brand identity, though you must choose a reliable provider to avoid compliance or quality issues.