Goal-based investing(GBI)

• clear probability of achieving each goal
• suggestions to improve those chances

• customized and dynamic allocation strategies
  • built with a strong preference to the use of individual securities

• What is GBI(Goal-Based Investing)?
  • #personal #respective #individual #practical
  • In essential, PERSONALIAZARTION!
  • an investment approach
    • focused on the individual investor's ability
    • to meet future personal financial goals
  • a new approach to wealth management
    • that emphasizes investing with the objective of attaining specific life goals
  • measuring their progress toward specific life goals
  • (Q) How to measure?
  • What is Goal?
    • Before : the highest possible portfolio return
    • After : saving for the children's education
  • (Q) Probaibility is necessary for GBI?

• Why GBI?
  • GBI + active portfolio management
  • now, low interest rates & reduced growth expectation
  • 3 reasons
    • focus, intention
    • specific, multidimensional
      • deeper specificity $\to$ wider range of solutions
      • right-sized risk $\to$ gain confidence
    • engagement

• How to do GBI?

[References]

• Goal-Based Investing