1-888-588-8639 Account Recovery Specialists USA 2021

Account Recovery Specialists

Debt collectors like Account Recovery Specialists, Inc. (ARSI) cannot harass you for a debt. You have rights under the law and we will stop bullying once and for all.

THE BEST PART IS …

If the account recovery specialists violated the law, you will receive monetary damages and they will pay your attorney’s fees and costs. You don’t owe us a penny for our services. In addition, some of our clients also receive debt relief and cleaning credit reports. You have nothing to lose!

Who is Account Recovery Specialists?

ARSI is a debt collection agency in Dodge City, Kansas with an additional office in Wichita. Founded in 1974, ARSI primarily serves the medical field but also works with government, finance, public services, and commercial consumer retail sectors.

Address, phone number and contact information of account recovery specialists

The ARSI Wichita office is located at 3505 North Topeka, Wichita, KS 67219 and the Dodge City office is 200 West Wyatt Earp, Dodge City, KS 67801.

Telephone numbers used by account recovery specialists

Like many debt collection agencies, account recovery specialists can use many different phone numbers to contact debtors.

Accounts Recovery Specialists Lawsuits

To learn how unhappy consumers are with account recovery specialists, take a look at the lawsuits filed against the agency in Public Access to Electronic Court Records (“PACER”). PACER is the US federal record that lists federal complaints filed against a wide range of companies. A search of the agency will show 9 lawsuits filed in the US, and these generally involve violations of consumer rights and / or the Fair Debt Collection Practices Act (FDCPA).

Complaints from account recovery specialists

The Fair Debt Collection Practices Act (FDCPA) is a federal law that applies to everyone in the United States. In other words, everyone is protected by the FDCPA, and this Act is an exhaustive list of what debt collectors can and cannot do when collecting a debt, as well as the things they must do when collecting it. If you are being harassed by Account Recovery Specialists for debt, you have rights under the FDCPA.

The Telephone Consumer Protection Act (TCPA) protects you from automatic calls, which are those annoying, automated, and recorded calls that computers make throughout the day. You can say it is an automatic call because no one answers on the other end of the line, or there is a delay when you pick up the phone before a living person answers. You can receive $ 500 per call if account recovery specialists violate the TCPA. Did you get a message from this agency that sounds prerecorded or cut at the beginning or end? These are telltale signs that the message is prerecorded, and if you have these messages on your cell phone, you may have a TCPA case against the agency.

The Electronic Fund Transfer Act (EFTA) protects electronic payments that are deducted from bank accounts. If account recovery specialists took unauthorized deductions from your bank account, you may have an EFTA claim against the agency. Account recovery specialists, like most collection agencies, want to set up recurring consumer payments; Imagine how much money you can earn if hundreds, even thousands, of consumers electronically pay you $ 50 — $ 100 or more per month. If you agree to this type of recurring payment, the agency must take certain steps to comply with the EFTA. Did the account recovery specialists continue to take electronic payments after you told them to stop? Did they take more money from your checking account than you agreed to? If so, we can discuss your rights and your possible case under EFTA.

The Fair Credit Reporting Act (FCRA) works to ensure that no information reported on your credit report is false. Essentially, it gives you the right to dispute those inaccuracies you find on your credit report. We have handled many cases in which a debt collection agency.

Several states also have laws to provide their citizens with an additional layer of protection. For example, if you live in California, Florida, Michigan, Montana, North Carolina, Pennsylvania, Texas, or Wisconsin, you can add a state law claim to your previous federal law claim. North Carolina, for example, has one of the most consumer-friendly statutes in the country: If you live in North Carolina and are harassed by debt, you can receive $ 500- $ 4,000 in rape damages. We work with a local North Carolina attorney and our North Carolina clients have received excellent results in debt collection harassment cases. If you live in North Carolina and are being harassed by a debt collector, you have the influence to get a great deal.

How do we use the law to help you?

We will use state and federal laws to immediately stop debt collection from account recovery specialists. We will send a cease and desist letter to stop the harassment today, and if account recovery specialists violate the FDCPA, EFTA, FCRA, or any state law, you may be entitled to monetary damages. For example, under the FDCPA, you can receive up to $ 1,000 in damages plus actual damages. The FDCPA also has a fee change provision, which means that the debt collector will pay your attorney’s fees and costs. If you have a TCPA case against the agency, we will handle it on a contingency fee basis and you won’t pay us a penny unless you win.

THATS NOT ALL…

We have helped thousands of consumers stop phone calls. We know how to stop bullying and get money damages. Once again: you will not pay us a penny for our services. We will assist you based on a rate change and/or contingency fee provision, and the debt collector will pay your attorney’s fees and costs.

What if the account recovery specialists are on my credit report?

In our experience, some debt collectors can file credit reports, which means that you can mark your credit report with the debt you are trying to collect. In addition to or instead of the debt collector, the original creditor may also be on your credit report in a separate entry, and it is important to properly identify these entities because you will want both to update your credit report if you pay off the debt.

THE GOOD NEWS IS…

If Account Recovery Specialists is on your credit report, we can help you dispute it. Errors on your credit report can be very costly: Along with making you pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these errors. Some mistakes can include someone else’s information on your credit report, inaccurate public records, outdated collection accounts, or even being victims of identity theft. If you have an error on your credit report, there is a process to dispute it, and my office will help you obtain your credit report and dispute any inaccurate information.

REMEMBER…

If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (FCRA), you may be entitled to legal damages of up to $ 1,000, and the credit reporting agency must correct the error. The FCRA also has a fee change provision, which means the credit reporting agency will pay your attorney’s fees and costs. You don’t owe us a penny for our services. We’ve helped hundreds of consumers correct inaccurate information on their credit reports, and we’re ready to help, too.

What our clients say about us

Agruss Law Firm has over 825 outstanding customer reviews through Yotpo, an A + BBB rating, and over 110 five-star reviews on Google. Here is what some of our clients have to say about us:

“Michael Agruss handled two deals for me with excellent results and handled them quickly. He also resolved my sister’s case quickly, and now her debt is clear. I highly recommend Michael. “

“Agruss Law Firm was very helpful, they helped me solve my case regarding unwanted calls. I would highly recommend them. Thank you very much Mike Agruss!

“The Agruss Law Firm was very helpful to me and my veteran father! They harassed us daily and even named us for a loan that was worth nothing! Agruss stepped in and not only did they stop harassing, they stopped calling everyone together! I even solved it, so I got paid for the problems they caused!

Can account recovery specialists sue me?

Although anyone can sue anyone for any reason, we have not seen account recovery specialists sue consumers, and the agency will likely not sue because they do not always have the debt they are trying to collect, and they would also need to hire an attorney. , or use an internal attorney, to file a lawsuit. The agency is also likely to collect debts across the country, and it would be quite difficult to have attorneys or a licensed law firm in every state. However, there are collection agencies that sue consumers; For example, Midland Credit Management is one of the largest buyers of junk debt, and also collects and demands for debt. Still, a debt collector is less likely to sue you than an original creditor will hire an attorney or collection company to sue you. If account recovery specialists threatened to sue you, please contact Agruss Law Firm, LLC ASAP.

Can account recovery specialists garnish my wages?

No, unless they have a trial. If the account recovery specialists have not sued you, then the agency cannot get a trial. Except for limited situations (usually involving government debt for student loans, taxes, etc.), a company must have a judgment to garnish someone’s salary. In summary, we have not seen this agency file a lawsuit against a consumer, so the agency cannot garnish your wages, except for the exceptions listed above. If account recovery specialists threatened to garnish your wages, please contact our office immediately.

Liquidation of account recovery specialists

If you want to settle a debt with account recovery specialists, ask yourself these questions first:

Do I really owe this debt?

Is this debt within the statute of limitations?

Is this debt on my credit report?

If I pay this debt, will the account recovery specialists remove it from my credit report?

If I pay this debt, will the original creditor remove it from my credit report?

If I pay this debt, will I receive written confirmation from account recovery

specialists for payment and settlement terms?

These are not the only things to keep in mind when dealing with debt collectors. We are here to help you answer the questions above and much more. Whether it is harassment, liquidation, payment for elimination or any other legal problem with the account recovery specialists, we at Agruss Law Firm are here to help you.